Payroll Remittance Arrears Help for Ontario Businesses
Your problems with Payroll Remittances are not caused by non-compliance with the rules, but are rather the consequence of financial hardship and a lack of cash flow that makes your payroll a higher priority than making that week’s remittances. The professionals at Beta Taxes Professional Corporation can provide you with guidance with respect to your Payroll Remittance Arrears issues.
- Assessment of the situation
- Communication with the CRA on your behalf
- Establishing a workable payment plan
- Prevention of escalation
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Affordable Help With CRA Payroll Arrears in Ontario
CRA Payroll Arrears grow much more quickly compared to other forms of tax debt because source deductions are considered a special form of debt, which means that these are funds withheld by the employer from their employees’ salary on behalf of the government. For this reason, CRA takes a more aggressive approach toward resolving payroll arrears, and procrastinating with the issue will only make things worse.
Beta Taxes provides affordable assistance with dealing with payroll arrears in the form of consulting services that involve analysis of your particular case and direct communication with CRA.
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Why Unremitted Source Deductions Are Considered Such a Serious Matter
It should be noted that Unremitted Source Deductions cannot be qualified as regular business debts by the CRA; these are trust funds. In the process of CPP, EI, and income taxes withholding from your employees’ salaries, you become the person who is holding this money on behalf of the government. This is why non-remitting is different from the usual delay of payment to suppliers because in this case it is clear that you do not owe yourself any money.
This explains why CRA Trust Fund Debt means special actions including collection, little margin for negotiating the actual debt, and even personal liability in extreme cases.
Payroll Remittance Arrears Services We Provide
Arrears Assessment
- Complete assessment of outstanding payments throughout all relevant periods
- Determination of the penalties and interest owing up until now
- Determination of which specific pay periods and payments are in question
- An accurate assessment before approaching the CRA about the situation
CRA Correspondence & Negotiation
- Direct negotiation with the CRA on your behalf
- Negotiations of a practical payment plan according to your cash flow
- Representation during phone calls or letter writing by the CRA
- Removal of the stress of dealing with the CRA on your own
Payment Plan Development
- Creation of an affordable payment plan for your business
- Ensuring coordination between paying the debt and ongoing payments
- Making sure the payment plan solves one problem and not creating another
- Timelines that are practical considering your financial situation
Penalty & Interest Review
- Review of penalties imposed for accuracy
- Determination of whether there are reasons to ask for relief from the penalties
- Clarification of what the penalties are for and why, in clear terms
- Records to back up any request for penalty relief filed
Ongoing Compliance Structure
- An ongoing process of remittance to avoid recurrence
- Integration with our usual Payroll Services to keep up-to-date going forward
- Detection of signs of cash flow pressure before it turns into overdue payments
- An arrangement that safeguards you going forward, not just clears up the problem
Director Liability Risk Assessment
- Evaluation of director liability risk
- Advice on actions to take to minimise this risk if necessary
- Integration with our specialised Director Liability service when applicable
- Realistic assessment of your risk level, not exaggerated scenarios
Why Choose Beta Taxes for Payroll Remittance Arrears
Discovery
We examine your situation without judgement and learn about how the arrears occurred and where you stand today.
Evaluation
We accurately assess what is owed, including any penalties and interest, and determine any mistakes made by the CRA.
Strategy Session
We develop a practical strategy for dealing with the arrears and keeping current moving forward.
Ongoing Support
We deal with the CRA, set up terms and assist you to the end of resolution.
Serving Payroll Remittance Arrears Clients Across Ontario & Canada
No matter where your business is located, our team offers you Business Advisory Services through cloud computing technology, regardless of where your location is based. Come visit us personally or at our office in Ontario, Canada, or you can also contact us virtually or from anywhere in Canada-
Case Studies
Advisory for Tech Startup in Mississauga
Problem: A Mississauga-based tech startup faced high corporate taxes due to unclaimed deductions and inconsistent bookkeeping.
Solution: Implemented full-service bookkeeping with Xero, optimized their professional corporation setup, and applied proactive corporate tax planning tailored to startups.
- Saved $22K/year in corporate taxes
- Reduced monthly tax preparation time by 10 hours
- Prepared clean, audit-ready CRA corporate filings
Advisory for Tech Startup in Mississauga
Problem: A Mississauga-based tech startup faced high corporate taxes due to unclaimed deductions and inconsistent bookkeeping.
Solution: Implemented full-service bookkeeping with Xero, optimized their professional corporation setup, and applied proactive corporate tax planning tailored to startups.
- Saved $22K/year in corporate taxes
- Reduced monthly tax preparation time by 10 hours
- Prepared clean, audit-ready CRA corporate filings
Advisory for Tech Startup in Mississauga
Problem: A Mississauga-based tech startup faced high corporate taxes due to unclaimed deductions and inconsistent bookkeeping.
Solution: Implemented full-service bookkeeping with Xero, optimized their professional corporation setup, and applied proactive corporate tax planning tailored to startups.
- Saved $22K/year in corporate taxes
- Reduced monthly tax preparation time by 10 hours
- Prepared clean, audit-ready CRA corporate filings
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Industries We Serve With Payroll Remittance Arrears Services
testimonials
Our Clients' Results Speak for Themselves
Real success stories from businesses we’ve helped grow.
We Work with Your Preferred Accounting Software 2
I’m a realtor in Canada, and working with Beta Taxes CPA Canada has been a great experience. They have a strong understanding of real estate–specific tax matters, including commissions, expenses, GST/HST implications, and long-term tax planning. Anmol and the team are extremely professional, responsive, and detail-oriented. They not only advised on my tax filing on time, but also provided valuable consultancy to help optimize my tax position and stay compliant. They explain things clearly and genuinely look out for their clients’ best interests.
Milan Bangia
We Work with Your Preferred Accounting Software
I’m a realtor in Canada, and working with Beta Taxes CPA Canada has been a great experience. They have a strong understanding of real estate–specific tax matters, including commissions, expenses, GST/HST implications, and long-term tax planning. Anmol and the team are extremely professional, responsive, and detail-oriented. They not only advised on my tax filing on time, but also provided valuable consultancy to help optimize my tax position and stay compliant. They explain things clearly and genuinely look out for their clients’ best interests.
Milan Bangia
FAQ’s
Frequently Asked Questions
Why am I behind on payroll remittance?
Usually it builds up slowly — there is tight cash flow but payroll must still get paid, and the remittance owed to the CRA ends up being put off with the intent of sorting it out later. Once this trend develops, it will usually snowball, not stop.
Why does the CRA take a harder line on unremitted source deductions than any other business debt?
Source deductions are treated as trust funds, which means they are withheld from the employee on behalf of the government, not the business itself. Trust fund debts are chased more actively by the CRA than regular business debt.
Is the CRA open to negotiating a payment plan to clear my payroll debt?
Sometimes it is possible to get a payment plan set up with the CRA, especially if you address the problem before it escalates.
Will there be extra charges in addition to my outstanding payroll remittance balance?
Yes – the penalty for unpaid or overdue remittance of source deductions starts at 10% of the amount not remitted, and if it recurs again in the same calendar year, goes up to 20%, in addition to ongoing interest until the balance is settled.
Am I personally liable for any payroll remittance arrears?
In some circumstances, you could be assessed personally by the CRA as a director under the Income Tax Act for your corporation's unremitted source deductions. It is a significant enough concern that we have covered it on our Director Liability page.
What will happen if I ignore the arrears and just let things work themselves out?
They will not — you will keep accruing interest and penalties and CRA will increase its pressure on you in trying to collect, even suing, garnishing or assessing directors. It is better to deal with it in any case.
Can you help me in sorting out the arrears that were created by my previous bookkeeper/payroll provider?
Sure — we deal with many clients who had their issues created by their previous bookkeepers/payroll providers. We look at the details, analyze the current situation, and initiate the process of resolving, regardless of whether the issue was yours to begin with.
How quickly can the arrears actually be sorted out?
Depends on the amount of the debt and your company’s financial state. In some cases, it will take only a couple of months in a payment plan; in others, depending on the amount of money and how many years of debt it covers, it may take longer.
Do I need to hire a tax lawyer or a CPA?
There are many cases where it is possible to solve the problem without involving lawyers and negotiate directly with CRA. In case your case involves a dispute, we will refer you to a tax lawyer and deal with the accounting part.
What information do you need to start working on my case?
CRA business number and all correspondence from CRA on the matter, as well as your payroll records. We will ask for other relevant information depending on your specific situation.
SCHEDULE AN INTRO CALL
Your Dedicated Accounting Partner Is Just a Call Away
Each business has its own unique financial goals and the best accounting strategy is based on understanding the goals. If you’re in need of continuous support in accounting including bookkeeping, tax planning and payroll management, or business consulting services Our team is ready to assist.
In your initial call we’ll use the opportunity to understand your business as well as discuss the current challenges you face in accounting and suggest solutions that are tailored to your specific needs. You’ll get a better picture of how we will assist you in achieving financial success by providing clear communication, practical guidance and consistent, year-round service.
- Talk about your accounting and tax requirements
- Receive personalised recommendations based on your company's goals
- Find out more about our accounting process and service options
- What’s your budget?
